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"During last year's travel rush, the average travel distance was only 394.4 kilometers, and nearly 80 percent of the homecoming passengers traveled less than 500 km," he said.

"Cutting the RRR is the best way in the current situation to reduce actual bank lending rates as it may increase the supply of low-cost funds for banks" and then increase credit especially for small and medium-sized companies, according to Lu.

"Does it mean that there was no demand in tier-three cities? Of course not. It was because we carmakers did not meet their demand in a better way. I think there is growth potential, huge potential," said Ye, at the annual China Automotive Bluebook Forum organized by the Auto Business Review magazine.

"Demanded both by government and enterprises in China, great importance has been attached to blockchain technology's further development and application," Bao said, adding it provides growing opportunities for closer collaboration between two vibrant blockchain ecosystems.

"Digitization has brought a whole new experience to customers and changed their habits ...The banks should provide customers with full life cycle asset management services through the supply of diversified financial services... PSBC Wealth Management must follow the reform trends in modern operation," Liu said.